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Personal Loans

Flexible terms, fast approval

Typical APR

5.99–35.99%

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Independent reviews Secure & private

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PTSB Personal Loan

Personal

6.2–8.8% APR €1.5k–€75k 12–60 mo ⚡ Approval in minutes online or in-app

Age 18+ · Republic of Ireland resident · PTSB current account required for drawdown

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AIB Personal Loan

Personal

8.65–8.95% APR €1k–€75k 12–60 mo ⚡ Decision within 3 hours for online applications

Age 18+ · Republic of Ireland resident · AIB current account for online applications

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Revolut Personal Loan

Personal

6.5–12.99% APR €2k–€30k 12–60 mo ⚡ Apply in-app, quick decision

Republic of Ireland resident · Age 18+ · Revolut account required

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Avant Money Personal Loan

Personal

6.7–19.9% APR €5k–€75k 12–120 mo ⚡ Apply online, approval subject to review

Age 18+ · Resident in Republic of Ireland · Subject to lending criteria

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Bank of Ireland Personal Loan

Personal

7.1–8.9% APR €2k–€75k 12–60 mo ⚡ Online applications in about 15 minutes for existing customers

Age 18+ · Resident in the Republic of Ireland · Existing Bank of Ireland current account required for online application

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Credit Union Personal Loans in Ireland

Personal

8.0–12.68% APR €1k–€75k 12–120 mo ⚡ Varies by credit union, many offer quick approval

Credit union membership required · Republic of Ireland resident · Loan interest rebate available at year-end

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An Post Personal Loan

Personal

6.9–19.9% APR €5k–€75k 12–84 mo ⚡ Apply online

Republic of Ireland resident · Subject to lending criteria and credit history

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