Compare lenders at a glance

See rates, terms, and eligibility across lender categories — no forms, no waiting.

Personal Loans

Flexible terms, fast approval

Typical APR

5.99–35.99%

Home Improvement

Fund renovations, add value

Typical APR

6.99–24.99%

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Independent reviews Secure & private

Recently added

Stanbic Affordable Housing Loan

Mortgage

8.99–12.0% APR Up to KSh10

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I&M Bank Car Loan

Auto

14.0–18.0% APR KSh500k 12–48 mo ⚡ 3-5 business days

Kenyan resident · Aged 18+ · Proof of income

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DTB Personal Loan

Personal

14.0–17.0% APR KSh50k–KSh3M 12–60 mo ⚡ 2-5 business days

Kenyan resident · DTB account · Regular salary

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Watu Gari Car Finance

Auto

20.0–36.0% APR KSh200k–KSh5M 12–48 mo ⚡ 48 hours

Kenyan resident · Aged 21+ · Valid driving licence

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Tala Personal Loan

Personal

109.0–219.0% APR KSh500–KSh50k 1–1 mo ⚡ Minutes

Kenyan M-PESA user · Smartphone with Tala app

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KCB Car Loan

Auto

14.0–19.0% APR KSh500k 12–60 mo ⚡ Quick processing through KCB branches

Kenyan citizen or resident · Age 18+ · Salaried or self-employed

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KCB M-PESA Loan

Personal

88.0–107.0% APR KSh50–KSh150k 1–6 mo ⚡ Instant

Kenyan M-PESA user · Active KCB M-PESA account

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MOGO Car Loan Kenya

Auto

18.0–36.0% APR KSh100k–KSh2.5M 6–48 mo ⚡ Fast approval, same-day disbursement possible

Kenyan citizen or resident · Age 21+ · Valid driving licence

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ABSA Bank Kenya Personal Loan

Personal

13.0–16.0% APR KSh50k–KSh5M 12–72 mo ⚡ 2-3 business days

Kenyan resident · Age 18+ · Regular salary

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DTB Car Finance

Auto

13.0–17.0% APR KSh500k 12–72 mo ⚡ 3-5 business days

Kenyan resident · Aged 18+ · Regular income

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M-Shwari Loan

Personal

90.0% APR KSh100–KSh50k 1–1 mo ⚡ Instant

Kenyan M-PESA user · Active M-Shwari savings

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Stanbic Bank Vehicle Loan

Auto

13.0–18.0% APR KSh500k 12–60 mo ⚡ 3-5 business days

Kenyan citizen or resident · Regular income · Comprehensive insurance

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I&M Bank Personal Loan

Personal

13.0–16.0% APR KSh50k–KSh5M 12–72 mo ⚡ 2-5 business days

Kenyan resident · I&M account · Regular salary

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Co-operative Bank Personal Loan

Personal

15.0–18.0% APR KSh10k–KSh5M 12–72 mo ⚡ 2-5 business days

Kenyan resident · Co-op Bank account · Regular salary

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Stanbic Bank Unsecured Personal Loan

Personal

11.0–14.0% APR KSh50k–KSh5M 12–72 mo ⚡ 2-5 business days

Kenyan resident · Stanbic account · Regular salary

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Ecobank Kenya Personal Loan

Personal

11.0–15.0% APR KSh20k–KSh3M 12–60 mo ⚡ 2-5 business days

Kenyan resident · Ecobank account · Regular salary

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Equity Bank Personal Loan

Personal

14.0–17.0% APR KSh10k–KSh5M 12–72 mo ⚡ 1-3 business days

Kenyan resident · Equity account · Regular salary

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Branch Personal Loan

Personal

24.0–108.0% APR KSh250–KSh70k 1–12 mo ⚡ Minutes

Kenyan M-PESA user · Age 18+ · Smartphone with Branch app

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Family Bank Personal Loan

Personal

15.0–18.0% APR KSh10k–KSh3M 12–60 mo ⚡ 2-5 business days

Kenyan resident · Family Bank account · Regular salary

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KWFT Personal Loan for Women Entrepreneurs

Personal

18.0–22.0% APR KSh5k–KSh2M 6–48 mo ⚡ 1-3 business days

Kenyan resident · KWFT account · Regular income

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