Compare lenders at a glance

See rates, terms, and eligibility across lender categories — no forms, no waiting.

Personal Loans

Flexible terms, fast approval

Typical APR

5.99–35.99%

Debt Consolidation

Simplify payments, lower rates

Typical APR

5.99–29.99%

Home Improvement

Fund renovations, add value

Typical APR

6.99–24.99%

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Independent reviews Secure & private

Recently added

Stanbic Bank Vehicle Loan

Auto

13.0–18.0% APR $500k 12–60 mo ⚡ 3-5 business days

Kenyan citizen or resident · Regular income · Comprehensive insurance

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Stanbic Affordable Housing Loan

Home

8.99–12.0% APR ≤$10

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National Bank of Kenya Personal Loan

Personal

14.0–18.0% APR $50k–$3M 12–60 mo ⚡ 2-5 business days

Kenyan resident · NBK account · Regular salary

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MOGO Car Loan Kenya

Auto

18.0–36.0% APR $100k–$2.5M 6–48 mo ⚡ Fast approval, same-day disbursement possible

Kenyan citizen or resident · Age 21+ · Valid driving licence

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Tala Personal Loan

Personal

109.0–219.0% APR $500–$50k 1–1 mo ⚡ Minutes

Kenyan M-PESA user · Smartphone with Tala app

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KCB Car Loan

Auto

14.0–19.0% APR $500k 12–60 mo ⚡ Quick processing through KCB branches

Kenyan citizen or resident · Age 18+ · Salaried or self-employed

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KWFT Personal Loan for Women Entrepreneurs

Personal

18.0–22.0% APR $5k–$2M 6–48 mo ⚡ 1-3 business days

Kenyan resident · KWFT account · Regular income

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DTB Car Finance

Auto

13.0–17.0% APR $500k 12–72 mo ⚡ 3-5 business days

Kenyan resident · Aged 18+ · Regular income

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Faulu Kenya Personal Loan

Personal

20.0–26.0% APR $5k–$1M 6–48 mo ⚡ 1-3 business days

Kenyan resident · Faulu account · Regular employment

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I&M Bank Car Loan

Auto

14.0–18.0% APR $500k 12–48 mo ⚡ 3-5 business days

Kenyan resident · Aged 18+ · Proof of income

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Stanbic Bank Unsecured Personal Loan

Personal

11.0–14.0% APR $50k–$5M 12–72 mo ⚡ 2-5 business days

Kenyan resident · Stanbic account · Regular salary

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Watu Gari Car Finance

Auto

20.0–36.0% APR $200k–$5M 12–48 mo ⚡ 48 hours

Kenyan resident · Aged 21+ · Valid driving licence

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Co-operative Bank Personal Loan

Personal

15.0–18.0% APR $10k–$5M 12–72 mo ⚡ 2-5 business days

Kenyan resident · Co-op Bank account · Regular salary

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Ecobank Kenya Personal Loan

Personal

11.0–15.0% APR $20k–$3M 12–60 mo ⚡ 2-5 business days

Kenyan resident · Ecobank account · Regular salary

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Equity Bank Personal Loan

Personal

14.0–17.0% APR $10k–$5M 12–72 mo ⚡ 1-3 business days

Kenyan resident · Equity account · Regular salary

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KCB Bank Personal Loan

Personal

15.0–18.0% APR $10k–$5M 12–72 mo ⚡ 2-5 business days

Kenyan resident · KCB account · Regular salary

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DTB Personal Loan

Personal

14.0–17.0% APR $50k–$3M 12–60 mo ⚡ 2-5 business days

Kenyan resident · DTB account · Regular salary

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ABSA Bank Kenya Personal Loan

Personal

13.0–16.0% APR $50k–$5M 12–72 mo ⚡ 2-3 business days

Kenyan resident · Age 18+ · Regular salary

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Zenka Personal Loan: Quick Mobile Loans

Personal

— $500–$30k 1–1 mo ⚡ Minutes

Kenyan M-PESA user · Smartphone with Zenka app

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KCB M-PESA Loan

Personal

88.0–107.0% APR $50–$150k 1–6 mo ⚡ Instant

Kenyan M-PESA user · Active KCB M-PESA account

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