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Sri Lankan citizen · Salaried employee or professional · Property mortgage or personal guarantors required
Age 18-60 · Permanent employee of an organisation acceptable to the bank · Salary remitted to a bank account for at least 3 months
Age 20-60 · Minimum monthly fixed income LKR 200,000 · Salary remitted to Seylan Bank for the full loan duration
Age 18-55 (exceptions above 55 only in special circumstances) · Government or statutory employee with take-home salary from LKR 30,000, or approved private-sector employee with take-home salary from LKR 40,000 · Salaried employee
Sri Lankan citizen residing in the country · Minimum basic salary LKR 150,000 · Employed at a bank-approved company for at least 12 months