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Personal Loans

Flexible terms, fast approval

Typical APR

5.99–35.99%

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Independent reviews Secure & private

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Himalayan Bank Personal Loan

Personal

5.95–9.45% APR Rs100k–Rs5M ⚡ Standard processing, collateral evaluation required

Nepalese citizen · Collateral/security required (property mortgage) · Salaried or professional income

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Nabil Bank Professional Loan

Personal

5.99–7.99% APR Rs100k–Rs1.5M 12–84 mo ⚡ Quick disbursal with minimal documentation

Nepalese citizen · Salaried individual · Citizenship certificate

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Nepal Bank Personal Term Loan

Personal

6.95–7.95% APR Rs100k–Rs1.5M 12–120 mo ⚡ Standard processing, government bank pace

Nepalese citizen · Salaried or professional income

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Laxmi Sunrise Bank Personal Loan

Personal

5.99–7.99% APR Rs100k–Rs1.5M 12–60 mo ⚡ Standard processing

Nepalese citizen · Salaried or professional income · Citizenship certificate

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NIC ASIA Bank Personal Loan

Personal

6.8–8.8% APR Rs100k–Rs1.5M 12–84 mo ⚡ Standard processing, 2-3 working days

Nepalese resident · Salaried income, pensioner, or professional · Age 23 minimum

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Sanima Bank Personal Loan

Personal

6.55–8.55% APR Rs100k–Rs7.5M ⚡ Standard processing, documentation required

Nepalese citizen · Salaried or professional income · Citizenship certificate

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Global IME Bank Personal Loan

Personal

6.17–8.17% APR Rs100k–Rs1.5M 12–60 mo ⚡ Standard processing

Nepalese citizen · Salaried or professional income

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Latest from the blog

Best Personal Loans for First-Time Borrowers in Nepal

Navigating personal loans as a first-time borrower in Nepal can be daunting. Let's cut through the noise and focus on the top three options that cater to newcomers seeking manageable terms and reasonable rates.