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Personal Loans

Flexible terms, fast approval

Typical APR

5.99–35.99%

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Independent reviews Secure & private

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Standard Chartered Personal Loan

Personal

22.0–28.0% APR Rs30k–Rs4M 12–60 mo ⚡ 10 working days

Pakistani national aged 21+ (salaried) or 25+ (self-employed) · Valid CNIC · Active email and Pakistan mobile number

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UBL CashPlus Personal Loan

Personal

23.0–28.0% APR Rs50k–Rs3M 12–48 mo ⚡ 2-5 business days

Pakistani national · Salaried or self-employed · CNIC required

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Bank Alfalah Personal Loan

Personal

29.8–35.0% APR Rs50k–Rs3M 12–48 mo ⚡ Instant via Alfa App (60 seconds for eligible)

Pakistani national · Age 21-60 (salaried) · Salaried, self-employed, landlords, housewives, or retired

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MCB Personal Loan

Personal

25.36–27.36% APR Rs50k–Rs2M 12–48 mo ⚡ 3-5 business days

Salaried (private sector, government, armed forces) · Existing credit history with any bank · MCB salary account (1+ year) or existing MCB Car4U customer

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HBL Personal Loan

Personal

21.36–35.99% APR Rs25k–Rs3M 12–48 mo ⚡ Via HBL Mobile App

Pakistani national · Salaried or self-employed · No collateral or guarantor required

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Faysal Islami Personal Finance

Personal

30.0% APR Rs50k–Rs4M 12–48 mo ⚡ Via branch or call 021 111 06 06 06

Pakistani national · Age 18-70 at maturity · Min salary PKR 50,000 (salaried) or PKR 100,000 (self-employed)

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Allied Personal Finance

Personal

28.8–29.8% APR Rs30k–Rs3M 12–48 mo ⚡ 3-5 business days

Pakistani national aged 21-59 (salaried) or 21-64 (self-employed) · Min salary PKR 25,000 (ABL clients) or PKR 35,000 (other bank) · Min 6 months banking relationship

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JS Bank CashAsaan Personal Loan

Personal

26.0–30.0% APR Rs60k–Rs4M 12–48 mo ⚡ Same day via JS Mobile

Pakistani national · Age 21-60 (salaried) · Minimum salary PKR 70,000/month

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