See rates, terms, and eligibility across lender categories — no forms, no waiting.
Flexible terms, fast approval
Typical APR
5.99–35.99%
Simplify payments, lower rates
Typical APR
5.99–29.99%
Fund renovations, add value
Typical APR
6.99–24.99%
US citizen or permanent resident · Age 18+ · Valid SSN
FICO score 660+ · Business at least 1 year old · Average monthly revenue $3,000+
Minimum credit score 600 · US citizen or permanent resident · Verifiable income
US citizen or permanent resident · Age 18+ · Valid SSN
PenFed membership (open to all) · US resident · Aged 18+
US citizen or permanent resident · Valid employment and income documentation · Minimum credit score applies
SSN required · US address · Good credit history
Minimum credit score 620 · US property owner · Proof of income and employment
SSN required · US address · Minimum 640 credit score
US citizen or permanent resident · Age 18+ · Valid SSN
US resident · Aged 18+ · Good credit history
Homeowner with equity in property · Credit union membership required · Good credit history
SSN required · Minimum 640 credit score · Minimum $2,000 in credit card debt
American Express offers a unique twist on business credit lines with its monthly fee model. But does the flexibility justify the cost?
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