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Personal Loans

Flexible terms, fast approval

Typical APR

5.99–35.99%

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Independent reviews Secure & private

Recently added

Finance27 Short-Term Loan

36.0–38% APR R1k–R7.2k 2–2 mo ⚡ Within 24 hours

SA resident, 18+, employed, valid bank account, pass credit checks

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Letsatsi Finance Personal Loan

Personal

24.0–27.75% APR R500–R8k 1–6 mo ⚡ Same day

South African ID · Age 18+ · Employed with R2,500+ salary

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Lime24 Short-Term Loan

36.0–60.0% APR R500–R8k ⚡ Same day

Cellphone number, SA ID, bank account details, latest 3 months bank statements (showing 3 salary deposits)

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DirectAxis Personal Loan

Personal

15.0–27.75% APR R2k–R250k 6–72 mo ⚡ 1-2 business days

South African ID · Age 18+ · Regular income

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Mulah Short-Term Loan

36.0–60.0% APR R500–R8k ⚡ Same day (apply by 3pm)

Cellphone number, SA ID number, bank account details, latest 3 months bank statements (showing 3 salary deposits)

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Capitec Personal Loan

Personal

12.25–27.75% APR R1k–R250k 6–84 mo ⚡ Same day

South African ID · Age 18+ · Regular income

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Wonga Short-Term Loan

36.0–60.0% APR R500–R8k 1–6 mo ⚡ Under 15 minutes

Cellphone number, SA ID number, bank account details, most recent proof of income

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Fasta Personal Loan

Personal

24.0–27.75% APR R500–R8k 1–6 mo ⚡ Minutes

South African ID · Age 18+ · Bank account

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Boodle Short-Term Loan

36–60% APR R4k–R8k 1–6 mo ⚡ Minutes

Valid SA ID, internet banking access, verifiable income (90 days), 18+ years

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Sanlam Credit Solutions Personal Loan

Personal

15.0–27.29% APR R2k–R200k 6–60 mo ⚡ 1-2 business days

South African ID · Age 18+ · Employed with R3,500+ salary

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TymeBank Personal Loan

Personal

15.0–27.75% APR R500–R100k 3–36 mo ⚡ Same day

South African ID · Age 18+ · TymeBank account

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Absa Personal Loan

Personal

12.0–27.75% APR R2k–R300k 6–72 mo ⚡ 1-2 business days

South African ID · Age 18+ · Regular income

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RCS Personal Loan

Personal

15.0–27.75% APR R1k–R100k 6–60 mo ⚡ 1-2 business days

South African ID · Age 18+ · Regular income

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Finbond Mutual Bank Personal Loan

Personal

21.0–27.75% APR R500–R25k 1–24 mo ⚡ Same day

South African ID · Age 18+ · Regular income

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Standard Bank Personal Loan

Personal

12.25–29.25% APR R2k–R300k 6–72 mo ⚡ Same day

South African ID · Age 18+ · Standard Bank account

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FinChoice Personal Loan

Personal

27.0–27.75% APR R500–R50k 1–36 mo ⚡ Same day

South African ID · Age 18+ · Regular salary

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FNB Personal Loan with eBucks Rewards

Personal

12.0–27.75% APR R1k–R300k 6–72 mo ⚡ Same day

South African ID · Age 18+ · FNB account

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Bayport Personal Loan for Government Employees

Personal

18.0–27.75% APR R2k–R250k 6–60 mo ⚡ 1-3 business days

South African ID · Age 18+ · Regular income

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Capfin Personal Loan

Personal

21.0–27.75% APR R1k–R50k 1–24 mo ⚡ Same day

South African ID · Age 18+ · Regular salary of R2,000+

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Old Mutual Personal Loan

Personal

15.0–28.0% APR R5k–R200k 12–60 mo ⚡ 1-3 business days

South African ID · Age 18+ · Employed with R3,000+ salary

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Best Personal Loans for May 2026: Rates, Terms, and More

Explore top personal loans this May. From budget-friendly to quick approval options, find the right loan for your needs.