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Personal Loans Apr 28, 2026: IDFC FIRST Bank's Personal Loan: Fast Cash, Zero Fees

IDFC FIRST Bank offers personal loans with a headline rate of 9.99% and zero processing fees. But is it the right choice for you?

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Axis Bank Car Loan
Auto

8.75–12.5% APR ₹100k 12–84 mo

Indian resident · Salaried or self-employed · Age 21-70

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ICICI Bank Car Loan
Auto

8.4–11.5% APR ₹100k 12–84 mo

Indian resident · Salaried or self-employed · Age 21-65

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SBI New Car Loan
Auto

8.9–9.85% APR ₹100k 12–84 mo ⚡ Quick disbursement after approval

Aged 21 to 70 · Net annual income at least ₹3 lakh · Regular income and credit assessment

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HDFC Bank New Car Loan
Auto

8.15% APR ₹100k–₹2.5M 12–84 mo ⚡ Loan disbursal in as little as 30 minutes

Salaried or self-employed applicant · Minimum age 21 · Minimum income ₹3 lakh per annum

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Poonawalla Fincorp Personal Loan
Personal

9.0–22.0% APR ₹50k–₹2.5M 12–60 mo ⚡ 10 minutes

Indian citizen · Age 21-58 · Salaried with ₹18,000+/month

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HDFC Bank Personal Loan
Personal

9.99–21.0% APR ₹50k–₹5M 12–60 mo ⚡ Same day

Indian citizen · Age 21-60 · Salaried or self-employed

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